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Merchant Underwriting Executive

A licensed Financial Institution that offers a range of payment services across multiple channels, is seeking to recruit a Merchant Underwriting Executive for their Malta operations.

Responsibilities:

  • Review of new merchant applications with the objective of understanding the business model identifying the financial and fraud risks that the Company may be exposed to.
  • Suggesting merchant terms with a view of mitigating potential financial losses and setting policies that should be adopted when underwriting merchants from the respective industries.
  • Keeping updated with the latest updates in the various card scheme rules and regulations.
  • Liaising with shareholders to understand and explain the risk exposed by new and existing merchants.
  • Preparation of regular reports for internal and external stakeholders to facilitate the explanation of risk findings.

Qualifications:

  • Minimum of 1 year work experience in a risk/credit risk function, preferably in payments or banking. Experience in credit risk within a payment acquirer or in the review of business plans for the provision of commercial loans will be considered a strong asset.
  • A diploma level of qualification in banking, finance or management.
  • Possess sharp analytical skills.
  • High proficiency in verbal and written English.