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Credit Risk Analyst

Job Title: Credit Risk Analyst
Contract Type: Permanent
Location: Malta
Salary: Attractive
Reference: 5217
Contact Name: Stefani Grech
Job Published: May 24, 2019 15:00

Job Description

A Credit Risk Analyst is required for a local bank who specialises in Corporate Financing Solutions, Foreign Exchange Services and Corporate and Personal Deposits. This person will form a core part of the risk management team and supporting the bank’s senior risk managers, through reviewing and enhancement of current day-to-day processes.

Responsibilities will be 

  • Conduct credit assessments for new and existing credit facilities including recommendations to credit committee
  • Ensuring that request falls within the Bank’s risk appetite
  • Ensuring that all the required information is held on file for adequate credit assessment and record keeping
  • Perform periodic risk management reports
  • Provide continuous and timely feedback to the Corporate Team
  • Respond to ad hoc requests from Senior Management and external stakeholders 
  • Ensuring that credit rating status is accurately tracked
  • Ongoing updates to credit related risk management policies 
  • Regularly update credit procedures and related documentation forms

The ideal candidate will have

  • Degree in related areas of Finance, Banking, Business Administration or Law
  • Experience of minimum of 3 years’ in banking and 3 years in a Credit role
  • Knowledge of corporate loans structuring including working capital loans and real estate financing
  • Knowledge of other corporate products including Bank Guarantees
  • Ability to work with minimal supervision and good in prioritizing, organizational and time management abilities in order to meet tight deadlines
  • Strong communication, analytical and financial skills, ensuring clarity and accuracy when conveying information to senior / line management

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