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Corporate Lending Officer

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Reporting to the Corporate Lending Manager, the selected candidate will be responsible for supporting the manager in developing new business relationships, attending to customer meetings and evaluating new credit requests.

Duties and responsibilities

  • Preparing and reviewing loan documentation and drafting credit requests as appropriate, as well as, documentation to maintain the Bank's collateral at the required standard
  • Undertaking the customer, industry, financial and credit analysis and escalating to Credit Risk as required
  • Supporting the presentation to the Local Lending Credit Committee
  • Conducting credit reviews on a regular basis and following up on the daily monitoring processes, such as the settlement of any excesses and past dues
  • Managing collateral documentation, ensuring that this is maintained in order and that the Bank's collateral is protected throughout the duration of the loan
  • Responding to customer's requests in a timely manner and in line with the credit procedures

Required knowledge, skills and experience

  • A degree in Finance, Economics, or a related field
  • A minimum of 3 years experience in a similar role
  • A good understanding of lending products and services
  • Proficiency in Microsoft Office, in particular Microsoft Excel
  • Excellent verbal and written communication skills in English and Maltese

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